What The Fuck Insurance?

So, went to the lady doctor (OB/GYN) for a follow up yearly. Last year my insurance changed for the better, all my STI screening was included, they said. I ran everything in February the last time i was there. Today, i went to have them screen everything again so i could get my 2x yearly STI screening to keep me and my sexual partners safe. Like any responsible non-monogmous person would. Dr. comes back into the office and informs me that my insurance will not cover STI screening blood work more than 1x in a 12 month period, but if i were experiencing symptoms of anything, then they would cover it. As i was not symptomatic for anything, they couldn't "fudge" it. Though since my GYN kicks ass she can write off Chlamydia and Gonorrhea in the coding for a routine pap smear anyway. But that's only two infections. What about ALL THE OTHERS? Do insurance companies not how how STI's work? Are they magically not informed that a vast majority of people are ASYMPTOMATIC for a lot of common treatable STI's and that is why they can be a problem in the first place? Are they not aware yearly testing doesn't cover things fast enough that have 3-6 month incubation periods? Are they aware people have more than one sexual partner? Are they aware that condoms don't protect against everything? Insurance companies. You are not in the business of utilizing preventative medicine. You are in the business of fucking people.